Off the Hook: Who Gets Phished and Why

Communication researchers at four major universities have found that if you receive a lot of email, habitually respond to a good portion of it, maintain a lot of online relationships and conduct a large number of transactions online, you are more susceptible to email phishing expeditions than those who limit their online activity.

The study, “Why Do People Get Phished?” forthcoming in the journal, Decision Support Systems and Electronic Commerce, uses an integrated information processing model to test individual differences in vulnerability to phishing.

The study is particularly pertinent, given the rash of phishing expeditions that have become public of late, the most recent involving the online marketing firm Epsilon, whose database was breached last week by hackers, potentially affecting millions of banking and retail customers.

Email “phishing” is a process that employs such techniques as using the names of credible businesses (American Express, eBay), government institutions (Internal Revenue Service, Department of Motor Vehicles), or current events (political donations, Beijing Olympic tickets, aiding Katrina victims) in conjunction with statements invoking fear, threat, excitement, or urgency, to persuade people to respond with personal and sensitive information like usernames, passwords and credit card details. Continue reading…

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